Credit Analyst

Lone Star Ag Credit, headquartered in Fort Worth, TX, is looking for a Credit Analyst to assist in the analysis, servicing and reporting of the Association's loan portfolio. 

Education and Experience Requirements:

Bachelor's degree in Finance or Accounting preferred. At least two (2) to five (5) years of experience in the quantitative and qualitative analysis of large, national companies, including knowledge of underwriting and servicing of large agribusiness or commercial relationships.

Essential Functions:

Analyzes financial information including balance sheets, income statements, statements of cash flow, and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages. Determines Probability of Default (PD) ratings as appropriate and makes recommendations for approval or denial of loans.

Completes ongoing monitoring of existing borrowers and reports any material effects current financial or market conditions may create.

Ensures that all assigned loans are properly classified, and performance status assignments are proper.

Maintains ongoing reporting for the portfolio, as assigned, to ensure the portfolio complies with the Association's policies and procedures.

Demonstrates an understanding of and complies with proper credit administration practices as outlined in the association's policies and procedures.

Skill Requirements:

General knowledge of accounting terms and financial statements. Specialized knowledge of accounting/finance principles is a plus. Skill in oral and written communication. Intermediate skill level in Microsoft Office applications. Ability to perform intermediate-level accounting and financial analysis under moderate supervision.

AA/EOE/M/F/D/V

Current Openings for Credit Analyst Jobs at AgTrust Farm Credit