Credit Analyst Trainee

Credit Analyst Trainee at Lone Star Ag Credit

Lone Star Ag Credit is a premier resource to help people in urban areas who aspire to find and purchase their ideal home in the country. In addition, we help farmers, ranchers, agribusinesses, and rural homeowners achieve their dreams by providing reliable and consistent credit and financial services. We don't take deposits, and we don't finance other industries. Instead, we focus exclusively on the credit needs of rural America.

We're a full-service cooperative lender headquartered in Fort Worth, Texas, specializing in financing rural land and agricultural operations. We have 16 office locations serving 48 counties in Texas, $2.33 billion in assets, and are a member of the nationwide Farm Credit System.

About the role:

As a Credit Analyst Trainee for our fast-paced credit department, you will work in a training program that focuses on learning processes related to the administration and analysis of credit. You will work under close supervision. Work location options are Ft. Worth or Waco.

The big picture:

You will assist in Lone Star's effort to be the preferred provider of agricultural financial services, surpassing all others in the customer and employee experience by embracing innovation and operational excellence. In doing so, you will add increasing value to rural communities and their lifestyle.

If that sounds appealing to you, come join us!

Day-to-day, you will:

• work closely with senior-level credit analysts and loan officer to gain a sound understanding of the analysis, risk determination, and coordination of loan closings with title companies.
• assist senior-level credit analysts and loan officers with the analysis of financial information in order to determine probability of default ratings on credit packages.
• work with management and staff to gain an understanding of the association's lending policies and procedures.
• work with one or more assigned appraisers to gain an understanding of collateral evaluation process.
• ensure that all assigned loans are properly risk rated, assigned loss given defaults are correct, and performance status assignments are proper.
• comply with proper credit administration practices as outlined in the association's policies and procedures.
• assist senior-level credit analyst staff with loan applications as necessary.

Your qualifications:

• Bachelor's degree in Finance, Business Administration, Agriculture, or a related field, or equivalent experience.

What we offer:

• An authentic environment where you can grow as part of a strong and tight-knit team
• Competitive pay and bonus
• Premium medical, dental and vision coverage, including prescription drug coverage
• Flexible Spending Account (FSA) - Dependent Care, Health Care, Limited Purpose Health Care
• Health Savings Account (HSA)
• 401(k) Savings Plan with matching contributions
• Annual Leave (Vacation) Pay and Sick Pay
• Wellness Program
• more

Some legal language:

At the discretion of Lone Star Ag Credit, this position may be offered at an alternate title. In addition, other business experience may be considered relevant.

AA/EOE/M/F/D/V

Current Openings for Credit Analyst Trainee Jobs at AgTrust Farm Credit