Credit Analyst - Capital Markets/Agribusiness

Credit Analyst-Capital Markets at Lone Star Ag Credit

Lone Star Ag Credit is a premier resource to help people in urban areas who aspire to find and purchase their ideal home in the country. In addition, we help farmers, ranchers, agribusinesses, and rural homeowners achieve their dreams by providing reliable and consistent credit and financial services. We don't take deposits, and we don't finance other industries. Instead, we focus exclusively on the credit needs of rural America.

We're a full-service cooperative lender headquartered in Fort Worth, Texas, specializing in financing rural land and agricultural operations. We have 16 office locations serving 48 counties in Texas, $2.33 billion in assets, and are a member of the nationwide Farm Credit System.

About the role:

As a Credit Analyst for our fast-paced Capital Markets/Agribusiness department, you will assist in underwriting analysis, servicing, and reporting of the Association's loan portfolio. Assignments are complex and some latitude for decision making is given. Must complete work under strict deadlines with a high level of independence.

The big picture:

You will assist in Lone Star's effort to be the preferred provider of agricultural financial services, surpassing all others in the customer and employee experience by embracing innovation and operational excellence. In doing so, you will add increasing value to rural communities and their lifestyle.

If that sounds appealing to you, come join us!

Day-to-day, you will:

• analyze financial information including balance sheets, income statements, statements of cash flow, and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages; determine Probability of Default (PD) ratings as appropriate and makes recommendations for approval or denial of loans.

• complete ongoing monitoring of existing borrowers and reports any material effects current financial or market conditions may cr

• ensure that all assigned loans are properly classified, and performance status assignments are proper.

• maintain ongoing reporting for the portfolio, as assigned, to ensure the portfolio complies with the Association's policies and procedures.

• demonstrate an understanding of and comply with proper credit administration practices as outlined in the association's policies and procedures.

Your qualifications:

• Bachelor's degree in Finance or Accounting preferr At least one (1) to three (3) years of experience in the quantitative and qualitative analysis of large, complex credit relationships, including knowledge of underwriting and servicing of large agribusiness or commercial relationships that can be either originated credits or participation interests.

What we offer:

• An authentic environment where you can grow as part of a strong and tight-knit team
• Competitive pay and bonus
• Premium medical, dental and vision coverage, including prescription drug coverage
• Flexible Spending Account (FSA) - Dependent Care, Health Care, Limited Purpose Health Care
• Health Savings Account (HSA)
• 401(k) Savings Plan with matching contributions
• Annual Leave (Vacation) Pay and Sick Pay
• Wellness Program
• more

Some legal language:

At the discretion of Lone Star Ag Credit, this position may be offered at an alternate title. In addition, other business experience may be considered relevant.

AA/EOE/M/F/D/V

Current Openings for Credit Analyst Capital Markets/Agribusiness Jobs at AgTrust Farm Credit